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Stone House, Youghal, Cork, Ireland.

Merchant Banking
Tools & Methods

Get access to SEPA, SWIFT and local payment networks for truly multi-currency banking.

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Debit card controls

Lock a missing card quickly and easily to prevent unauthorized use. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.

Start taking payments on your website with a uniquely bundled package that includes both a merchant and business account. With WPay, you soon benefit from same-day settlements — unlike most other providers that can take days to pay out funds.

Free banking for merchants to reduce costs *

Receive funds the same day *

Quick access to working capital

Spend earnings instantly with your debit card

Unified platform to manage both merchant and business account

Plus peace of mind that your money is safe and secure, with our 100% Security Guarantee.

All Major Card Types

 

WPay’s payment gateway accepts and processes all major card types. In a global marketplace with increasing cross-border spend from tourism and online transactions, it is important to offer end merchants the ability to accept all major card types.

By providing global cardholders with the flexibility to pay with their preferred card, end merchants will have more opportunities to increase payment conversions.

We offer your merchants and their cardholders the ability to collect a receipt for any transactions they process.

The Pay Button function gives the merchant the ability to create an HTML link that can be embedded into HTML content.

The Virtual Terminal has been designed for merchants to use with ease when taking mail order or secure telephone payments.

Payment Gateway Features

 

Explore all of the features that make the Woohoo Pay white label open payment network unique.

Security Checks and 3D Secure

WPay offers Card Security Code (also known as CV2, CVV, CSC) checks, as well as Address Verification System checks (AVS) to strengthen the transaction when the cardholder is using a card that they have the right to use.

WPay also recommends the use of 3D Secure (Verified by Visa (VBV) and MasterCard SecureCode MSC), again to strengthen the transaction’s security. WPay can offer 3D Secure with every eCommerce Merchant Account using the Payment Gateway.

Fraud Prevention

Fraud is the EU’s greatest threat to payment security, often being used to finance further crime. It can also have a damaging effect on your business. WPay’s fraud prevention solutions help in preventing card transaction fraud from ever taking place.

Our in-house Velocity Checking and various country and card blocking technologies allow you to have complete control over the traffic through your gateway. You can focus on growing your business: we take care of security. WPay also integrates with specialist third party fraud management solutions to enhance your fraud prevention tools further.

Chargeback Reporting

WPay ensures that your finger is constantly on the pulse of your transaction processing. Never miss a chargeback using our in-built chargeback reporting software within the Merchant Management System (MMS). WPay’s chargeback reporting system quickly identifies and notifies a merchant of any chargebacks so that they can quickly respond to alerts and disputes.

Velocity Checking

WPay ensures that your finger is constantly on the pulse of your transaction processing. Never miss a chargeback using our in-built chargeback reporting software within the Merchant Management System (MMS). WPay’s chargeback reporting system quickly identifies and notifies a merchant of any chargebacks so that they can quickly respond to alerts and disputes.

Recurring Payments with Tokenisation

With every transaction that passes successfully through the WPay Payment Gateway, the system raises a Cross Reference (sometimes known as a Token). These Cross References can be used in lieu of card details for the purpose of repeat or recurring payments, as well as refunds based upon an existing payment.

The Cross Reference will allow transactions to be processed for the same or more or less than the original amount, giving you full flexibility to run subscription, membership or any kind of recurring payments business.

Some businesses use this service as a PCI DSS compliant Card Storage facility, too. This is entirely possible and can be used by processing a full transaction or pre-auth. If you require any further information, please contact us.

As an added benefit, WPay does not charge for the use of these Cross References, Tokens or Card Storage.

Secure Virtual Terminal

The Virtual Terminal has been designed for merchants to use with ease when taking mail order or secure telephone payments. The secure environment allows a user to process credit and debit card payments, as well as refund transactions, all in real time.

MMS users are able to operate the system under different permissions. This is an ideal solution for call centres, sales clerks and larger organisations who wish to restrict the ability to view transaction information or process refunds. The Virtual Terminal is a web based portal and can be easily accessed through a desktop, tablet or mobile device.

DDoS Mitigation

A DDoS (Distributed Denial of Service) attack is an attempt to make an online service unavailable by flooding the bandwidth of a web server with huge amounts of traffic. DDoS attacks are becoming more prevalent in the news, with many high profile websites disrupted by these attacks. WPay has partnered with a leading cloud-based DDoS mitigation solution provider that provides with an enterprise level global solution, offering 365, 24/7 protection against the largest DDoS attacks.

This provides you with absolute peace of mind that, no matter the security issue, your payment flow is unaffected. Please contact us to find out more about this critical service.

Interactive Voice Response (IVR)

Payment automation is becoming more important in business today. IVR solutions provide a reliable and cost effective way of providing 24/7 card payments. WPay’s payment gateway has been proven to operate well with leading IVR specialists and merchants who require this level of automation and sophistication.

The WPay Payment Gateway is currently processing IVR card payments across many industries, from parking and PCN, to financial services and local authorities. The use of IVR and our payment gateway has demonstrably reduced the manual input requirements of the staff who process payments.

CLIENTS & PROJECTS

About Customer Stories

Erma P. Brown

Community Organiser

“This is really awesome. many small businessmen are suffering from this service in different platform and the lovers are always looking this kind of feature on their own website.”

Joann J.

CEO of HXR Theme

“This is really awesome. many small businessmen are suffering from this service in different platform and the lovers are always looking this kind of feature on their own website.”

Steven G.

Director of Rotyu Comunity

“This is really awesome. many small businessmen are suffering from this service in different platform and the lovers are always looking this kind of feature on their own website.”

Gary M. Adams

Chif of UITREE

“This is really awesome. many small businessmen are suffering from this service in different platform and the lovers are always looking this kind of feature on their own website.”

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